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Friday, October 24, 2008 8:26 AM

Important ways to save money!

Hold the mother of all garage sales. Cast a critical eye on the stuff at the way back of your closets. If you haven't used it in six months, chances are you can do without.

Quit smoking. Pack-a-day habit? In Washington state, that's easily $5 a day.

Tame your driving addiction. In other words, carpool or use public transportation. This saves on gas, insurance and maintenance costs.

Buy used. The average consumer spends about $1,750 a year on clothing and its upkeep.

Become a homebody. At just over $1,800 a year on average, entertainment spending has a way of quickly eating through the best-planned budgets. Consider the library for books, music and movies. Eat out less often. The average person spent $2,276 a year on eating out in 2002. Try cutting your spending in half on both areas for annual savings more than $1,900.

Cut your housing expenses. While a move across the tracks may save some money, moves are expensive in themselves. Consider renting out a room.

Cut up your credit cards. Build an emergency fund first to handle most unexpected expenses. This allows you to become your own lending agency. (OK, if you're chicken, try cutting up all but one.)

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Other sites of interst: I like to visit this site it is good for other money saving ideas.

Spend Less. This is not over simplifying the best way to save money! It is essential if you are serious about being a long term money saver. Review what you spend and look at ways you can save money. Consider making telephone calls for instance only at off-peak times.

Do you really need to have newspapers and magazines delivered?

Can you do without those coffees you buy at break time everyday - would a flask of coffee taken to work save you money? What about using the public lending library instead of buying books or music CDs? Once you start looking for ways to spend less you will quickly become an expert and really save money.

Found a place where you can get free Round Corners on jus about anything, I wanted my postcards and letterhead to have round corners to make them diffrent for every other postcard and letterhead. I was easy to order and best of all it was free.

 

 
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